No Contracts With Us
We earn your business every month. No long-term lock-in on our end.
LOCALLY OWNED · NATIONWIDE PROCESSING
LOCAL. DIRECT. NO GAMES.
Charge It USA is family owned and operated out of Tennessee — the same family behind Howe Motorsports and Horsepower for Kids — and we process for businesses nationwide. We connect merchants to direct-bank processing, compare it honestly against what they pay now, and let them decide.
FAMILY OWNED AND OPERATED BY BUSINESS OWNERS JUST LIKE YOU!
Our approach
Our Approach
We sit down with you, look at your current processing statement, and show you a direct comparison. No teaser rates. No fine print. If we can't show you a clear benefit, we'll pay you $100 cash.
We work with multiple processors and match your business to the best fit — whether that's cash discount, dual pricing, or a full point-of-sale system that tracks inventory, wages, and hours.
We also check your statement for PCI compliance fees you may not know you're paying, and we walk you through getting compliant so those charges stop.
What We Stand For
Direct-Bank Processing
Faster settlement, fewer middlemen, and next-day deposits for most merchants.
Locally Owned, Nationwide
Corporate office in Crossville, TN. Serving merchants across the country. When you call with a problem, a real person answers.
Ready to See What You're Paying?
Fill this out and a rep will reach out to set up a time to go over the money you're giving away — wherever your business is.
Book a 15-Minute Sit-Down